AI-Powered SOC 2 Ready Multi-Tenant 50-State Compliance

The Operating System of the Modern Insurance Broker

Stop juggling 12 disconnected tools. PrizMova unifies your clients, policies, claims, renewals, commissions, compliance, and communications into one AI-powered platform — with ARIA, your always-on insurance AI assistant.

12+

Tools replaced

13

Core domains

50

State compliance

24/7

ARIA AI assistant

Integrates with the tools you already use

What Agencies See in the First 90 Days

Real results from real agencies that switched from legacy systems to PrizMova.

73%

Less Time on Admin

Automated renewals, AI inbox routing, and document extraction eliminate manual busywork.

41%

Higher Retention Rate

Churn prediction catches at-risk clients 60 days before renewal. Proactive outreach keeps them.

$156K

Average Revenue Recovered

Coverage gap analysis and cross-sell recommendations surface revenue agencies were leaving on the table.

Replace 12 Disconnected Tools With One

Your agency pays for 12 tools, manages 12 logins, and re-enters data 12 times. That ends today.

📋

AMS

👥

CRM

📧

Email Client

📄

Doc Mgmt

E-Signatures

💰

Invoicing

📈

Commissions

Compliance

📊

Reporting

💬

SMS / Chat

📞

Phone

📚

Training

One Platform. Zero Gaps. Zero Excuses.

13 Modules. Every Workflow Covered.

From the first client call to the 10th policy renewal, PrizMova handles it all — intelligently.

👥

Client 360

The complete picture: every policy, claim, communication, document, risk score, and coverage gap — on one screen. Know your clients better than they know themselves.

📄

Policy Lifecycle

Quote to bind to renewal in clicks, not days. Full status tracking, endorsements, carrier appetite matching, and audit trails that satisfy any compliance officer.

🚨

Claims Management

FNOL intake, status workflows, vendor assignment, reserve tracking, and CAT Commander for catastrophe events. When disaster strikes, you're already ready.

💰

Finance & Commissions

Stripe invoicing, automated commission calculations with producer splits, payment tracking, and statements. Every cent accounted for — literally (we use BigInt, never floats).

📧

Smart Inbox

Email + SMS in one place. AI classifies messages, scores priority, drafts replies, extracts action items, and auto-links to clients. Your inbox becomes your command center.

Compliance Engine

50-state surplus lines automation. ELANY, FSLSO, NRRA filings. Deadline tracking. Diligent search docs. NYDFS cybersecurity. The only compliance tool that doesn't make you hate compliance.

📊

Analytics & Reports

Book of business, retention rates, premium volume, pipeline conversion, producer scorecards, and a drag-and-drop report builder. Data-driven decisions, not gut feelings.

🚀

Automation & Renewals

30/60/90-day renewal alerts, policy cloning, cron-based processing, and ARIA overnight operations. Your agency works while you sleep. Literally.

🏢

Commercial Lines Hub

Submission management, COI automation, loss run parsing, endorsement workflows, premium audit tracking. Commercial lines handled right, finally.

AI Email Drafter

10+ context-aware email types: renewal, welcome, lapse, prospect, claims, endorsement, payment reminder. ARIA drafts — you review. One click.

📈

Comparative Rating

Multi-carrier quoting from one data entry. Side-by-side coverage comparison — not just price. Personal and commercial lines.

E-Signatures

Built-in e-signatures, no DocuSign required. Send, sign, and store — all within PrizMova. Full audit trail with timestamp and IP.

🔎

Anomaly Detection

Monitors premium changes, policy lapses, commission mismatches, and client inactivity. Catches problems before they become crises.

Not a Chatbot. An AI Insurance Agent.

ARIA has access to your data, understands insurance, and takes action. Ask it anything. It doesn't hallucinate — it queries your database.

Intelligence That Actually Works

Other platforms bolt on AI as a marketing checkbox. ARIA is the foundation of PrizMova — a domain-expert agent with tool access, memory, and strict security guardrails.

  • Look up any client, policy, or claim instantly
  • Predict churn risk before clients shop competitors
  • Extract structured data from uploaded PDFs and documents
  • Draft context-aware emails that sound like your best producer
  • Identify coverage gaps and cross-sell opportunities worth $$$
  • Run autonomously overnight — review actions in the morning
  • Full audit trail on every single AI interaction
  • PII scrubbed before any external API call — always
  • Draft 10+ types of insurance emails in seconds
  • Generate E&O-protective coverage analysis letters
  • Auto-rank carriers by hit rate for submissions
  • Detect anomalies in premiums, commissions, and downloads
ARIA — Online
What policies does Apex Insurance Group have expiring this month?
Apex Insurance Group has 3 policies expiring in March 2026:

1. Commercial Property — Mar 22 — $48,500 premium
2. General Liability — Mar 28 — $32,100 premium
3. Workers' Comp — Mar 31 — $27,800 premium

Total at risk: $108,400

⚠ High churn risk on the GL policy — client mentioned competitor quotes in last quarter's call notes. I recommend a retention email with updated coverage comparison.

Want me to draft all three renewal emails now?
Yes, and flag the GL for a call from Sarah.
Done. 3 renewal emails drafted and queued in your Inbox for review. GL policy flagged for Sarah with a task due Monday. Estimated retention probability: 87% with proactive outreach.

Frequently Asked Questions

PrizMova is an AI-powered insurance agency management system (AMS) that consolidates client management, policy tracking, claims handling, renewals, commissions, compliance, and communication into a single platform powered by ARIA, an AI assistant built specifically for insurance brokers.

ARIA isn't a generic chatbot with a wrapper. It's a purpose-built insurance AI agent with direct access to your data via tool use. It queries your actual database — not a knowledge base. It can look up clients, analyze policies, predict churn, draft emails, and take action. Every interaction is logged, PII is scrubbed before any external API call, and humans remain in the loop.

Yes. PrizMova replaces your AMS, CRM, email client, document management, e-signature tool, invoicing, commission tracking, compliance filing, reporting, and communication tools — all in one platform. Agencies typically eliminate 8-12 separate subscriptions.

PrizMova is built with enterprise-grade security: row-level tenant isolation (your data never touches another agency's), encrypted data at rest and in transit, SOC 2 Type II preparation, NYDFS compliance, and full audit trails for every data mutation. We also route all AI calls through a Go-based security gateway that strips PII before it leaves your environment.

Absolutely. Every plan includes a free 14-day trial with full access to all features — including ARIA. No credit card required. You can also book a personalized demo where we'll walk you through the platform using sample data from your actual book of business.

Most agencies are fully operational within 5-7 business days. PrizMova supports bulk data import from Applied Epic, Vertafore, HawkSoft, EZLynx, and other major AMS platforms. Growth and Enterprise plans include white-glove migration support with a dedicated onboarding specialist.

PrizMova integrates with Stripe (payments), DocuSign (e-signatures), Twilio (SMS), Resend (email), IVANS (carrier downloads), and major comparative raters. Our REST API and webhook system allows custom integrations with any tool in your stack. Enterprise plans include GraphQL API access.

ARIA is a multi-agent AI system with 6 specialized sub-agents: Email Agent drafts 10+ insurance email types, Coverage Agent generates E&O analysis letters, Claims Agent handles adjuster correspondence, Compliance Agent monitors filings, Renewal Agent predicts risk, and Submission Agent ranks carriers. All AI calls are PII-scrubbed — your sensitive data never leaves your environment.

Yes. PrizMova's Commercial Lines Hub includes submission management with AI-powered carrier ranking, COI automation with bulk renewal, loss run parsing, endorsement workflows, premium audit tracking, and comparative rating across personal and commercial lines.

Your Competitors Are Already Modernizing.
Are You?

Join the agencies that replaced their entire tech stack with PrizMova — and never looked back.